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Currency converter with exchange rates for Gulf and expat currencies

Convert between the UAE dirham, Saudi riyal, Qatari riyal, Omani rial, Bahraini dinar, the US dollar, the euro, the pound, the Indian rupee, the Philippine peso and about twenty other currencies. The rates come from two official sources only: the daily euro reference rates of the European Central Bank, and the fixed rates at which five Gulf central banks hold their currencies against the US dollar.

Quick answer

Type an amount and choose the two currencies. One US dollar is always 3.6725 UAE dirhams, 3.75 Saudi riyals, 3.64 Qatari riyals, 0.3845 Omani rials and 0.376 Bahraini dinars, because those currencies are pegged. Rupees, pesos, euros and pounds use the European Central Bank reference rate of the latest working day, dated under the converter.

Based on European Central Bank: euro foreign exchange reference rates · Page updated 18 October 2026

Common pairs

Reference rates for information only. Banks, exchange houses and card providers add a margin and fees, so the amount you receive will be different.

Loading the European Central Bank rates…

Official Gulf rates to the US dollar

Not available here

Kuwaiti dinar (KWD): the Central Bank of Kuwait links it to an undisclosed basket of currencies, not a fixed dollar rate, and the ECB does not publish it, so there is no official free daily rate we can use.

Also not covered, because the ECB publishes no reference rate for them: PKR (Pakistani Rupee), EGP (Egyptian Pound), BDT (Bangladeshi Taka), LKR (Sri Lankan Rupee), NPR (Nepalese Rupee). Ask your bank or exchange house for these.

How to use the Currency Converter

  1. Type the amount you want to convert.
  2. Choose the currency you have and the currency you want, or tap a common pair such as AED → INR.
  3. Press the swap button to turn the conversion round.
  4. Read the result, the rate in both directions and where the rate comes from, then copy the result if you need it.

Where the rates come from

The European Central Bank publishes reference rates for about thirty currencies against the euro, usually at around 16:00 Central European Time on every working day, except on days the TARGET payment system is closed. They come from a daily exchange of rates between central banks across Europe. The ECB says the rates are published for information only and discourages using them for transactions. This converter reads the latest table and prints its date, so on a weekend you will see Friday's rates with Friday's date. Nothing here changes by the minute, and the page never calls the rates live.

The Gulf pegs are fixed by the central banks

Five Gulf currencies do not need a market rate at all, because their central banks keep them at a fixed rate to the US dollar. The figures below are taken from each bank's own pages, opened on 18 October 2026. Because both sides are fixed, a conversion between two of these currencies never changes either: one Saudi riyal is always 0.9793 dirhams, and one dirham is always 1.0211 riyals.

  • UAE dirham: 3.6725 per US dollar (Central Bank of the UAE).
  • Saudi riyal: 3.75 per US dollar, the official rate SAMA restated in November 2024.
  • Qatari riyal: 3.64 per US dollar, set by Amiri Decree No. 34 of 2001 (Qatar Central Bank).
  • Omani rial: 2.6008 US dollars per rial since 1986, which is 0.3845 rials per dollar (Central Bank of Oman).
  • Bahraini dinar: 0.376 per US dollar (Central Bank of Bahrain).

How a dirham to rupee rate is worked out

The ECB table has no dirham or riyal, so a Gulf currency against a floating one is calculated through the US dollar. On 16 October 2026, for example, the ECB published 1.1253 dollars and 106.864 rupees per euro. That makes one dollar 94.96 rupees, and dividing by the dirham peg of 3.6725 gives 25.86 rupees per dirham. Your bank, exchange house or remittance app will quote less than this: they add a margin and fees, and their own rate can move after the ECB's afternoon fix. Use the result here to check how big that margin is before you send money home.

Currencies this converter does not price

Some currencies that matter in the Gulf have no official free daily rate we can use, so the converter leaves them out instead of showing an unofficial number. The Kuwaiti dinar is linked to an undisclosed weighted basket of currencies under Decree No. 147 of 2007, according to the Central Bank of Kuwait, so there is no fixed dollar rate, and the ECB does not publish it. The ECB also publishes no reference rate for the Pakistani rupee, Egyptian pound, Bangladeshi taka, Sri Lankan rupee or Nepalese rupee. For these, ask your bank or exchange house, or check the central bank of the country concerned.

Frequently asked questions

Is this currency converter live?

No, and it does not claim to be. It uses the European Central Bank reference rates, published once each working day at about 16:00 CET, and the fixed Gulf pegs. The publication date of the rates is shown under the converter.

Why is the exchange rate here different from my exchange house?

Exchange houses, banks and remittance apps add a margin to the rate and may charge a fee on top. The reference rate here has no margin, so it shows what the money is worth before those costs.

Why can't I convert Kuwaiti dinars or Pakistani rupees?

The Kuwaiti dinar floats against an undisclosed basket of currencies and is not in the ECB table, and the ECB publishes no rate for the Pakistani rupee. We do not use unofficial rates, so these two are not offered.

How many UAE dirhams is one Saudi riyal?

One Saudi riyal is 0.9793 dirhams and one dirham is 1.0211 riyals. Both currencies are pegged to the US dollar, so this cross rate stays the same every day.

Do the rates change at the weekend?

No. The ECB publishes on working days only, so on Saturdays, Sundays and TARGET holidays you see the last working day's rates, with that date shown.

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