How zakat is calculated
Zakat on wealth is 2.5% of your net zakatable wealth, once it has stayed at or above the nisab for one full lunar year (hawl), which is about 354 days. Net zakatable wealth is what you own in cash, gold and silver, investments, trade goods and money you expect to be repaid, minus debts that are due now. Many people pick a fixed date each year, often in Ramadan, and calculate on the balance held that day.
Gold or silver nisab?
The nisab is the minimum amount of wealth on which zakat becomes due. It is set at 85 grams of gold or 595 grams of silver. Because silver is far cheaper, the silver nisab is much lower, so more people pass it and pay zakat. Many scholars and zakat bodies recommend the silver nisab for cash savings because it benefits more people in need, while others use the gold nisab. This calculator lets you choose; if you are unsure, ask a scholar you trust.
What counts and what does not
Cash, bank balances, gold and silver held as savings, shares and funds, crypto held as an investment and stock you hold to sell are usually zakatable. Your home, car, furniture and tools you use for work are not. Debts owed to you count when you expect to be repaid. Long-term loans such as a mortgage are usually deducted only for the instalments due now, not the whole balance. Scholars differ on some of these points, so treat the result as a guide.
Paying zakat in the UAE
Zakat can be paid directly to people who qualify, or through an official body such as the UAE Zakat Fund or a licensed charity. Keep a note of the date and the amounts you used, so next year's calculation is easier. This calculator does not keep any record, so write the result down or take a screenshot.
Zakat al-Fitr: an amount per person
Zakat al-Fitr is the charity given at the end of Ramadan, usually before the Eid prayer, for each member of a household. Each year religious authorities announce how much it is per person. For Ramadan 1447 AH (2026) the UAE Council for Fatwa set AED 25 in money or 2.5 kg of rice; Dar al-Ifta in Egypt at least EGP 35; Morocco's Higher Council of Ulema MAD 25; MUIS in Singapore S$5 at the normal rate or S$8 at the higher rate; and MAIWP in Malaysia's Federal Territories RM8, RM15 or RM25, depending on the rice a household eats. Schools of thought differ on the amount and on whether food or money is given, so follow the authority you rely on. The calculator above multiplies the number of people by the amount you choose, or by an amount you enter for any other authority; it does not decide whom you give for.
Fidya and kaffarah: days or cases times a rate
Fidya is commonly described as feeding one person in need for each day of Ramadan that someone cannot fast and cannot make up later, for example because of old age or a lasting illness. Kaffarah is an expiation that applies in specific cases set out by scholars, often described as feeding 60 people for one fast. Whether either applies to you, whether a day should be made up instead, and whether food or money is given are questions for a scholar, and this page does not answer them. For 1447 AH the UAE Council for Fatwa set fidya at AED 20 a day and kaffarah at AED 1,200 per fast, and MUIS set fidyah at S$4 a day. Enter the number of days or cases and the calculator multiplies; with another authority, enter its rate yourself.